-OVERDRAFT MANAGEMENT SYSTEM / ESSENTIALS

Streamline your overdraft

privilege program.

Equip your bank or credit union with the essential tools

for managing, automating, and ensuring compliance

in a secure and effective overdraft program.

-OMS ESSENTIALS FEATURES

Everything a compliant overdraft

program requires, in one platform.

Equip your bank or credit union with the essential tools for managing, automating,

and ensuring compliance in a secure and effective overdraft program.

Compliance and Security

OMS Essentials is designed to comply with all overdraft program regulations, protecting your financial institution and disclosing all required information to accountholders. Our proven system streamlines processes and ensures accuracy and consistency.

Employee Training

Front-line and administrative staff are fully trained on your program’s terms, conditions, and requirements — through self-paced eLearning, on-site education, and remote sessions.

SmartTech Solutions

Includes Pinnacle’s SmartTech platform for managing overdrawn accounts, generating letters, and reporting — plus a knowledge base, program materials, and archives in one library.

Information and Education

Tailored marketing assets — videos and brochures — compliantly inform accountholders about your program, with optional access to Checking Navigator, a consumer financial education platform.

Dedicated Support

Pinnacle is with you every step — from choosing the right system and onboarding to ongoing support — so your team can focus on its core responsibilities.

-THE BENEFITS

What OMS Essentials

means for your institution.

  • Streamlined compliance

  • Increased operational efficiency

  • Enhanced accountholder satisfaction

  • Confident, empowered employees

  • Greater visibility into accountholder activity

  • Easy implementation of best practices

Compare Overdraft Management System Features

See how OMS Essentials stacks up against

OMS Plus and find the right fit for your program.

GET STARTED

Learn how OMS Essentials will

benefit your financial institution.

Contact Pinnacle to start a conversation about your business

goals and how OMS Essentials will help you meet them.

Just a call can bring you closer to greater efficiency,

easier compliance, and enhanced accountholder experiences.